Is your pet a member of the family? Mine certainly is. Americans are feeding their pets gourmet food, paying for day care, and even throwing them birthday parties. Pet parents are also seeking sophisticated medical treatments for their animals, too.
In 2018 U.S. pet owners paid $18.3 billion in vet expenses, up from $17.1 billion in 2017 according to The American Pet Parents Association. With the rising veterinary expenses and to avoid economic euthanasia when the owner can’t afford treatment, more pet parents are choosing pet insurance.
Statistics
- In the U.S. 1.8 million pets are insured, about 1% of the population
- Average annual costs for routine care for cats is $196.00 and dogs is $235.00
- Top medical claims for cats: bladder infections, dental disease, and thyroid conditions
- Top medical claims for dogs: skin allergies, ear infections, and upset stomachs
Most Expensive Treatments
Emergencies: broken bones, accidental poisoning, ingestion of foreign objects
Chronic diseases: Heart disease, liver disease, cancer, and chronic kidney disease
Pet Insurance
- Coverage available for accidents and illnesses with the option of a preventative add-on at an additional cost.
- A selection of different annual limits, annual deductibles, and reimbursement percentages.
- Freedom to choose any veterinarian, specialist, or emergency clinic.
- No waiting period for Preventive Care and Accident Coverage with the exception of ligament and knee conditions.
Dean and Draper
Do you have questions about insuring your pet? We have answers for you. Please call us. For more information, click here.
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Sources: National American Pet Health Insurance Association, New York Times