Active Shooter Preparedness and Responses

Posted on Sun, Oct 15, 2017

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A recent article by Renata Elias, Consultant, Marsh Risk Consulting Strategic Risk Practice, contains good information about preparing and responding to an active shooter in your business location.  Certainly the mass casualty shooting in Las Vegas has caught our attention and potentially started the conversation about planning for this type of incident.  Ms. Elias’ posting begins below. 

From 2000 through the first half of 2016, more than 600 people were killed in 213 active shooter events identified by the Federal Bureau of Investigation.These attacks have affected organizations of all types, including schools, retailers, health care organizations, manufacturers, entertainment venues and arenas, and hospitality businesses.  

Here are three ways that your organization can prepare for an active shooter event and be ready to protect and aid employees, customers, and guests, manage critical business functions, and quickly return to normal operations.

Planning and Testing

Every organization should establish a policy to reduce the risk of workplace violence and impacts from active shooter events. This policy should:

  • Establish procedures through which employees can report violent or troubling behavior.
  • Set criteria for escalating incidents to a pre-defined threat assessment or management team.
  • Address additional security measures that may be needed to safeguard employees, guests, and others.
  • Reflect input from your organization’s security, human resources, and legal teams, and potentially law enforcement, along with feedback from workforces.
  • Be reinforced through tabletop exercises and drills.

Security, crisis communications, emergency response (including active shooter), humanitarian assistance, and crisis management plans should align with your workplace violence prevention plan. They should be similarly updated and reinforced regularly.

Protecting People

The primary focus during and after a violent event should be on employees, customers, and guests. Your organization should be prepared to:

  • Execute active shooter response options: Run, hide, and fight.
  • Provide first aid and other support to injured individuals (when safe to do so).
  • Care for employees who witness an incident and may be traumatized and/or in shock, including possibly funding for grief or trauma counseling.
  • Respectfully attend to deceased employees and support families and loved ones.

In a crisis, communication will be essential but could be hampered by misinformation, panic, and other factors — especially in public or event spaces. Develop a clear protocol for response team members to communicate during and after an attack with each other, employees, customers, guests, security, law enforcement, corporate headquarters, and other stakeholders.

Business Continuity and Recovery

After addressing immediate life safety and investigative concerns, focus should shift to maintaining operations. That includes accounting for:

  • Continuing or resuming critical business functions and processes.
  • Allowing employees to work remotely as needed.
  • Review security measures.
  • Providing additional humanitarian assistance support, as required.
  • Identifying and addressing potential gaps in insurance programs.

Active shooter events and other forms of violence can strike anywhere and anytime, and unfortunately, they often arise without warning. Businesses cannot fully eliminate these threats, but you can act now that may reduce the risk to your organization, better protect its people, and hasten its recovery.

Dean and Draper

We’re sharing this information to provide you with some ideas to manage violence in the workplace.  When you have questions about your insurance coverage or needs, please contact us.

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved.

Topics: Active Shooter Preparedness and Responses

October is Breast Cancer Awareness Month

Posted on Sun, Oct 08, 2017

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Every October we take a moment to remind those near and dear to us about mammograms, self-checks, seeing their physicians, and doing the same for their family and friends.  Please check out the information below from the National Breast Cancer Foundation and share it with those around you. 

The National Breast Cancer Foundation is a great resource and can answer your questions, provide support information, and send you free books. 

The Good News

In recent years, perhaps coinciding with the decline in prescriptive hormone replacement therapy after menopause, we have seen a gradual reduction in female breast cancer incidence rates among women aged 50 and older. Death rates from breast cancer have been declining since about 1990, in part due to better screening and early detection, increased awareness, and continually improving treatment options.

Breast Cancer Facts

  • One in 8 women in the United States will be diagnosedwith breast cancer in her lifetime.
  • Breast cancer is the most commonly diagnosed cancer in women.
  • Breast cancer is the second leading cause of cancer death among women.
  • Each year it is estimated that over 252,710 women in the United States will be diagnosed with breast cancer and more than 40,500 will die.
  • Although breast cancer in menis rare, an estimated 2,470 men will be diagnosed with breast cancer and approximately 460 will die each year.
  • On average, every 2 minutes a woman is diagnosed with breast cancer and 1 woman will die of breast cancer every 13 minutes.
  • Over 3.3 million breast cancer survivors are alive in the United States today. 

Can physical activity reduce the risk of breast cancer?

Exercise boosts the immune system and helps you to keep your weight in check. With as little as three hours of exercise per week, or about 30 minutes a day, a woman can begin to lower her risk of breast cancer. This doesn’t require going to a gym either. Power walking is more than sufficient!

Can a healthy diet help to prevent breast cancer?

A nutritious, low-fat diet (30 grams or less) with plenty of fruits and green and orange vegetables can help reduce the risk of developing breast cancer. A high-fat diet increases the risk because fat triggers estrogen production that can fuel tumor growth.

Does smoking cause breast cancer?

Smoking is a confirmed risk factor for many types of cancer. Recent research in the last year (2012) has confirmed that smoking is a contributing risk factor for developing breast cancer. Additionally, second hand smoke is also a risk factor for cancer. So if you are a smoker, help yourself in a significant way and join a smoking cessation program to help you stop. The day you stop smoking the healing can begin and each week in which you are smoke-free, you give yourself increasing advantages for a healthier life. Smoking also directly contributes to heart and other lung diseases, too.

Is there a link between hormone replacement therapy (HRT) and breast cancer?

Yes, there is. HRT was added to the carcinogenic list by the American Cancer Society in the early 2000s. It is recommended that women with known risks not be placed on HRT to control of menopausal symptoms. They should instead seek other safer alternatives.

Does a family history of breast cancer put someone at a higher risk?

Although women who have a family history of breast cancer are in a higher risk group, most women who have breast cancer have no family history. Statistically only 5-10% of individuals diagnosed with breast cancer have a family history of this disease.

How often should I go to my doctor for a check-up?

You should have a physical every year which should include a clinical breast exam and pelvic exam. If any unusual symptoms or changes in your breasts occur before your scheduled visit, do not hesitate to see the doctor immediately.

What kind of impact does stress have on breast cancer?

In 2012, some research studies have shown that factors such as traumatic events and losses can alter immune system functions, and when immune functions are altered cancer cells may have an opportunity to get themselves established within one’s body. What has been shown is that it is not the fact that a major life crisis has occurred but instead how the individual reacted to this event and coped (or didn’t cope). Therefore, identifying ways to keep your stress level in check is wise.

Dean and Draper

We encourage you to forward this blog to your family and friends.  And to get that mammogram and see your doctor. 

When you have questions about your insurance, please call us.  We have great answers and are here to talk with you.  Contact us.

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved.

Topics: October Is Breast Cancer Awareness Month

How to Spot a Flood Damaged Car

Posted on Sun, Oct 01, 2017

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Up to 1 million cars were damaged in flooding caused by Harvey in Southwest Texas and Louisiana according to industry experts.  That makes purchasing a used car a little tricky.  How can you tell if the car has been flooded?  We have some tips for you.

Salvage Titles

Everything that's ruled a total loss by an insurance company should get a salvage title. But consumers should be careful. A vehicle considered a total loss in one state might not require a salvage title in another state, says Ron Montoya, a senior consumer advice editor for Edmunds.com.

Flooded cars could be shipped to other parts of the country or even other nations. To find out where the car came from and if it has a salvage title, experts suggest keying the vehicle identification number into services (there's a charge) that search car histories such as Autocheck or Carfax. Carfax and the National Insurance Crime Bureau offer free services to check for flood damage

Smell

Use your common senses to sniff out water damage on a car. The most obvious signs of flood damage are the same as anywhere: smell and watermarks. If you pick up a damp, mildewy scent, be suspicious of where the car has been.

That smell is strongest if the car has been sitting with its windows closed for a while. Equally telling is the opposite smell of cleaning agents and car fresheners trying to mask the mold.

Sight

Water damage is sometimes visible. Think of what happens to fabric, like on a couch, when you spill a glass of water. Even dry, that ring never goes away.

Look for those marks on all the interior fabrics of the used car, including:

  • Rugs
  • Upholstery
  • Ceiling fabric
  • Seat belts

You should also keep an eye out for recently updated fabric. A new rug on an older car, or non-matching fabrics/upholstery, can be red flags.

Sometimes you will also see mud or silt left over from the flood. This and other debris get caught in all the nooks and crannies of a car, and are hard to clean out. Be sure to check under the rugs, seats, and spare tire in the trunk for any pooling water or muddy residue. Headlights also trap moisture, so don't forget to take a close look at those.

Electrical and Mechanical Components

A car with extensive water damage may have problems with its electrical components. Test out every electrical element, including its:

  • Windows
  • Seats
  • Blinkers
  • A/C
  • Radio

You may also feel a difference in the ride when you test drive the car. The engine may not run as smoothly.

Get a VIN Check

A car report or a DMV VIN check can reveal any other strikes against a vehicle that might make you think twice about signing on the dotted line, such as:

  • Past ownership
  • Any liens held on the vehicle
  • Vehicle maintenance
  • Title history blemishes
  • Faulty odometer settings
  • Flood damage
  • Accident history
  • Car title check
  • Whether a vehicle was determined to be a lemon
  • Airbag deployments

Dean and Draper

Our staff is on hand to answer your insurance questions, provide information on your policies, and support your recovery.  Please contact us.

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved.

Sources:  DMV.org, Fox News

Topics: How to Spot a Flood Damaged Car

Life Insurance with Living Benefits

Posted on Sun, Sep 24, 2017

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In the coastal part of Texas, we recently have certainly had our share of unexpected events with the appearance of Hurricane Harvey.  During that stressful time, many of us spent some time considering our insurance options.  We would like to offer some additional ideas for you to consider. 

The ultimate goal for most of us is to live a full life and have confidence that our personal and financial goals are possible.  While you may not have total control over your health or how long you live, you can take steps today to plan for a secure financial future.

A smart plan starts with having proper protection from the financial impact of an unexpected event such as death or illness. Too often, families are caught off-guard by these events and the emotional and financial toll is alarming.

Critical Illness

The Critical Illness rider gives you the option to accelerate a portion of your death benefit if you are diagnosed with a heart attack, stroke, cancer, renal failure, major organ transplant or ALS.

Chronic Illness

The Chronic Illness rider gives you the option to accelerate a portion of your death benefit early if you are certified by a Physician as being unable to perform at least two ADLs or activities of daily living (bathing, continence, dressing, eating, toileting, transferring) or if you require substantial supervision due to severe cognitive impairment. 

Terminal Illness

The Terminal Illness rider gives you the option to accelerate a portion of your death benefit if you are diagnosed as terminally ill with a life expectancy of one year or less.

Unemployment Waiver of Premium

If you become unemployed for a period of at least 4 weeks and are receiving state or federal unemployment benefits, this benefit waives six months of premium. 

Advance Up to 95% for Serious Illness

Three accelerated benefit riders will allow you to take a portion of your death benefit early in the event you become seriously ill.

  • You have the choice to accelerate up to 95% of your death benefit
  • Your current health condition and life expectancy determine the actual amount you can receive, which will be less than your accelerated amount
  • You have the ability to accept the offer or maintain your initial death benefit
  • If you accept the benefit offer, your future premiums are reduced based on your new lower death benefit.

Dean and Draper

Jerry_Linville.jpgWe want to support you in planning for your future.  For more information about the options we have mentioned, please contact Jerry Linville, 281-794-3783.  Jerry will provide solid answers to your questions, excellent choices for insurance options, and a wealth of great experience. 

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved.

Topics: Life Insurance

Constitution Day - September 17

Posted on Sun, Sep 17, 2017

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The Constitution of the United States was signed on September 17, 1757 in the Pennsylvania State House where the Declaration of Independence was signed. Our country has certainly seen some changes since the original version was written and yet, the wisdom of our country’s founders remains solid.  Please join us in taking a moment to celebrate the day that our Constitution was signed. 

History

The National Archives comments on the Constitutional Convention and results.

“The Constitution acted like a colossal merger, uniting a group of states with different interests, laws, and cultures. Under America’s first national government, the Articles of Confederation, the states acted together only for specific purposes. The Constitution united its citizens as members of a whole, vesting the power of the union in the people. Without it, the American Experiment might have ended as quickly as it had begun.”

“One of the fiercest arguments was over congressional representation—should it be based on population or divided equally among the states? The framers compromised by giving each state one representative for every 40,000 people in the House of Representatives and two representatives in the Senate.” 

“After three hot summer months of equally heated debate, the delegates appointed a Committee of Detail to put its decisions in writing. Near the end of the convention, a Committee of Style and Arrangement kneaded it into its final form, condensing 23 articles into seven in less than four days.”

Constitutional Facts

The U.S. Constitution is the oldest existing Constitution in the world. Sweden’s came next in 1814, followed by Belgium in 1831. 

The U.S Constitution is also the shortest in the world, with only seven articles and 27 amendments. The Indian Constitution is the longest, with 395 articles and 94 amendments.

The oldest person to sign the Constitution was Benjamin Franklin (81). The youngest was Jonathan Dayton of New Jersey (26).

George Washington and James Madison were the only presidents who signed the Constitution.

Written in 1787, the Constitution was signed on September 17th. But it wasn’t until 1788 that it was ratified by the necessary nine states.

The original Constitution is on display at the National Archives in Washington, D.C. When the Japanese bombed Pearl Harbor, it was moved to Fort Knox for safekeeping.

More than 11,000 amendments have been introduced in Congress. Thirty-three have gone to the states to be ratified and twenty-seven have received the necessary approval from the states to actually become amendments to the Constitution.

Dean and Draper

We invite you to take a moment today to remember those extraordinary men who came together 230 years ago to write our constitution.  When you have questions about your insurance please give us a call.  We want to provide you with great information to help you make your insurance decisions.

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved.

Sources:

Time and Date

Constitution Facts

Americaninno

Topics: Constitution Day - September 17

Fun, Interesting Distractions for This Week

Posted on Sun, Sep 10, 2017

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While we are still dealing with the lasting effects of Hurricane Harvey, we thought you just might have some time for a little distraction from cleaning up the mess.  In our Internet search, we found interesting, fun, and unusual reasons to celebrate the days of this week.  Hope you like them, too.

Grandparent’s Day, September 10

National Grandparent's Day originated in 1978. Then President Jimmy Carter declared it to be the first Sunday after Labor Day.  It is time to celebrate those special people who are always there with a hug, a kiss, a cookie, or take us somewhere.

Make Your Bed Day, September 11

It's Make Your Bed Day. Many of us seldom, rarely, or never make up our beds in the morning. If that's you, you're in good company. Okay, if company is coming over, mom makes you make your bed. Other than that, you arise each day and leave your sheets and bedding in a crumpled pile, pouring over the side, and onto the floor.

911 Remembrance, September 11

Even while we’re practicing a little escapism, how could we not take a moment to remember attack on the World Trade Centers on September 11, 2001? 

Chocolate Milkshake Day, September 12

Chocoholoics unite!  This is a day to savor and enjoy. The weather may have cooled off. But, our appetite for chocolate, specifically chocolate milkshakes, hasn't cooled off one iota.

Positive Thinking Day, September 13

Today is all about attitude.... a positive attitude. The power of positive thinking is absolutely astounding. Medical research confirms that a positive attitude works wonders at fighting disease and ailments, from the common cold to cancer. People with an "I think I can" attitude, are far more likely to succeed at work, and in accomplishing every goal they set in life.

"It takes just a moment to change your attitude. And, in that quick moment, you can change your entire day." - - Author Unknown

National Cream Filled Donut Day, September 14

Ready for a sugary, sweet day? The most popular cream filled donuts are chocolate cream and vanilla cream.  Whatever flavor is your favorite, just make sure the day does not go by without having one or more cream filled donuts. 

Felt Hat Day, September 15

Back in the early to mid1900s, hats were popularly worn by both men and women. It was stylish. At that time, felt was a common material for men's hats. With cooler Fall weather approaching, the guys went to the coat closet and dusted off their felt hats , and began to wear them once more.

National Play-Doh Day, September 16

Invented in the mid-1950s, Play-Doh has entertained millions of children, and allowed them to express their creativity, both at home and in the classroom.

The invention was simple. A school teacher wanted a safe modeling clay for her preschoolers. She asked her brother-in-law Joseph McVicker, who worked at a chemical company, to come up with something. The result was simple.... flour, water and food coloring.

Dean and Draper

Hopefully you will enjoy a few moments checking out our ideas to celebrate this week.  We are here to assist you in answering your questions, processing your claims, and getting your life back in order.  We are only a phone call away.  Contact us.

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved

Topics: Fun, Interesting Distractions for This Week

Hurricane Harvey – How Big Was It?

Posted on Sun, Sep 03, 2017

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While we’re still reeling from the effects of Hurricane Harvey, the statistics of the storm are stunning.  As the water recedes, people in the Houston area are taking stock of their situations, losses, and blessings.  We thought you might be interested in the current statistics of Hurricane Harvey.

History of Category 3 or Stronger Storms

4323: Days since the last Category 3 or stronger hurricane made U.S. landfall, since Wilma plowed into South Florida on Oct. 24, 2005. This was a record-long such stretch, according to Colorado State University tropical scientist, Dr. Phil Klotzbach.

1961: The last time a Category 4 hurricane made landfall in the Texas Coastal Bend. 

Hurricane Carla in September 1961 produced catastrophic damage from storm surge and high winds in Port O'Connor and Palacios, Texas, among other locations.

2: The number of Category 4 hurricanes on record that have made landfall in the Texas Coastal Bend region.  Hurricane Carla in September 1961 produced catastrophic damage from storm surge and high winds in Port O'Connor and Palacios, Texas, among other locations.

The only other Category 4 landfall of record near the Texas Coastal Bend was the infamous Indianola hurricane of August, 1886.

Storm Stats for Hurricane Harvey

3,100: Approximate miles traveled by Harvey, or its remnant, since it first became a tropical storm east of Barbados on August 17 until its final landfall along the Texas coast.

56: Hours it took for Harvey to strengthen from a tropical depression on August 23 to a Category 4 hurricane prior to landfall two days later.

More than 20 trillion gallons: That's the total amount of rain that fell across Texas and Louisiana, a staggering deluge that represents enough water to supply New York City's needs for over five decades.

51.88 inches: The amount of rain recorded at Cedar Bayou on the outskirts of Houston in just under five days, marking a new record for the heaviest rainfall for a storm in the continental U.S., according to the National Weather Service.

3: The number of times Harvey made landfal – twice as a hurricane in Texas and once more as a tropical storm in southwestern Louisiana.

Rescue Efforts

1 Million: According to CNN, about a million people have evacuated their homes.

72,000:  People have been rescued.

900: Calls that poured in per hour to call centers around Houston at the height of the disaster.

Cost of Damages

$125 billion: Texas Governor Greg Abbot said his state will need federal relief money "far in excess" of that total. Moody’s Analytics has estimated $97 billion in destruction alone and some $108 billion in total damages counting lost output.

185,149: Homes estimated to be damaged or destroyed by Harvey, according to Friday’s data from the Texas Division of Emergency Management.

364,000: People who have registered for assistance with the Federal Emergency Management Agency (FEMA) as of Friday, according to FEMA.

1 Million Vehicles:  According to automotive data firm Black Book, the number of ruined vehicles along the Texas Gulf Coast. 

1 in 7 Vehicles: In the Houston area, about one in seven cars may have been destroyed, according to analysts from Evercore ISI, an investment banking advisory and research firm.

Getting Assistance

Reach out to your insurance company. If you are a Dean and Draper customer, please visit our website, http://deananddraper.com, to locate lists of our insurance providers and their contact information. 

Filing a FEMA Claim.  We suggest that you file as soon as possible.  To get more instructions on filing and the forms to use, https://www.fema.gov/apply-assistance.

Dean and Draper

Our offices open on Tuesday, September 5, 2017 at 8:00AM.  In the meantime, we are working remotely if you have an emergency PLEASE call our main number 713-527-0444, and dial 7 for our 24/7 call center. You can visit our claims page to contact your insurance company direct to file a claim. 

We understand your concern over your home and certainly want to support you and answer your questions.  Over the weekend, you can send a message via our website by clicking on the contact us button, email us at info@deananddraper.com, or reach out to our employees directly through their individual email.

Dean& Draper is a Trusted Choice insurance agency representing over 200 insurance companies. For over 35 years we have offered a trusted freedom of choice to our clients.  ContactUs.

The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. Dean & Draper Insurance Agency specifically disclaims any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with Dean & Draper Insurance Agency. By providing this information to you, Dean & Draper Insurance Agency does not assume (and specifically disclaims) any duty, undertaking or responsibility to you.  The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

©2017 Dean & Draper Insurance Agency All Rights Reserved.

Sources

USA Today

CNN

ABC News

Topics: Hurricane Harvey - How Big Was It?

D&D office closed today - Please Read

Posted on Thu, Aug 31, 2017

Our employees are working remotely. Our 24/7 call center is answering incoming calls to our office. Those messages are immediately routed to your customer service respresentive.  As a reminder, you can send a message via our website on our contact us page or email us at info@deandraper.com. Our employees have access to their email, so you can email them direct. We are monitoring all communication channels regularly and will respond asap. Thank you for your patience.

D&D phone lines are down

Posted on Tue, Aug 29, 2017

Our phone lines are down. Please contact us via our website or info@deandraper.com. We apologize for the inconvenience.

Dean & Draper Office CLOSED TODAY (8/29/17)

Posted on Tue, Aug 29, 2017

Due to severe flooding throughout the Houston area, we have decided to close the office today for the safety of our employees.

If you have an emergency, PLEASE call our main number 713-527-0444, and dial 7 for our 24/7 call center.

We will be monitoring emails and voicemails remotely. You can visit our claims page to contact your insurance company direct to file a claim.

You can also submit a message on our contact page or email us at info@deandraper.com.

We are here to help! Stay safe.

 

Topics: Dean & Draper News