Availability, Contributions, Account Balances, and Rollovers in Account-Based Health Plans, 2006–2009
Posted by: Candice Sopata | November 1, 2009
CDHP ELIGIBILITY: Among individuals with traditional employment-based health benefits and a choice of health plan, 39 percent were eligible for a CDHP in 2009, up from 33 percent in 2006.
CONTRIBUTIONS: Workers with employee-only coverage have seen their annual employer contributions decrease, while those with family coverage have seen their annual employer contributions increase, such that nearly three-quarters of workers with family coverage receive a contribution of $1,000 or more. Both the amount of money that individuals have accumulated in their accounts and the amounts rolled over from year-to-year have grown: Those reporting a rollover of $1,500 or more increased from 13 percent in 2006 to 31 percent in 2009.
Employee Benefit Research Institute
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