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    Dean & Draper Insurance Blog

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    Determining Key Employees’ Value to Your Business small business

    Determining Key Employees’ Value to Your Business

    As a business owner, you know that a handful of your employees are vital to the success of your business.  Don’t forget to ... Learn more

    Consumers Are Eager For Life Insurance Coverage personal insurance

    Consumers Are Eager For Life Insurance Coverage

    Uninsured individuals do not have insurance coverage because no one had offered to sell them a policy, according to a new survey ... Learn more

    financial security

    Data Show That Automatic Enrollment in 401(k) Plans Has Led to Higher Match Rates from Large Plan Sponsors

    New research from the nonpartisan Employee Benefit Research Institute (EBRI) finds that employers adopting automatic enrollment ... Learn more

    financial security

    The Combo Annuity/LTC Driver

    Americans have just survived a devastating period of asset depletion and shrinkage. For many retirees and near-retirees, the ... Learn more

    financial security

    Keeping Your 401(k) on Track

    Setting up a reasonable and workable investment plan for your retirement is one of the most important decisions you can make. But ... Learn more

    financial security

    Older Americans Staying Longer in the Work Force

    The labor-force participation rate is increasing for older Americans (those age 55 and older) as older workers are faced with ... Learn more

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    financial security

    The 2010 Retirement Confidence Survey: Confidence Stabilizing, But Preparations Continue to Erode

    The 2010 Retirement Confidence Survey-the 20th annual wave of this survey-finds that the record-low confidence levels measured ... Learn more

    financial security

    401(k) Plan Pluses and Minuses: How Does It Add Up?

    Retirement is a long way down the road for many employees-an event that is barely visible on the distant financial horizon. For ... Learn more

    personal insurance

    Don’t Let an Underground Storage Tank Destroy Your Savings Account

    Does your home have an underground oil storage tank? Perhaps it holds your heating oil. Maybe you don't even use it any more. ... Learn more

    financial security

    Longevity Risk Invites Annuity Solutions

    "Nothing is certain but death and taxes," Benjamin Franklin once said. That was in the 18th century. The 21st century adaptation ... Learn more

    Loans from 401(k) Plans: How Many, How Large? financial security

    Loans from 401(k) Plans: How Many, How Large?

    WASHINGTON-How many participants have taken loans from their 401(k) plan? How large are those loans? The latest update of the ... Learn more

    financial security

    401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2008

    Because 401(k) balances can fluctuate with market returns from year to year, meaningful analysis of 401(k) plans must examine how ... Learn more

    financial security

    Fiduciary Liability—Estates and Trusts

    Persons or institutions having the legal responsibility for managing the property or business of another following the owner's ... Learn more

    financial security

    Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008

    About 56 percent of all working-age (21-64) wage and salary employees work for an employer or union that sponsors a retirement ... Learn more

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