Today, corporate lawsuits are unfortunately all too common. Even sadder, a company's general liability insurance is often too small to cover all the related court costs, medical bills, and other expenditures related to the lawsuit. So, where do the remaining funds come from: your profits, your investors, your employees? Can your business even manage to stay afloat after a costly lawsuit?

Fortunately, a business umbrella insurance policy from Dean & Draper can provide the coverage you need in excess of what your other typical commercial policies handle. In other words, in the event that a liability claim is large enough to exhaust the limits of the general liability, product liability, or commercial auto policy, your commercial umbrella coverage kicks in and handles the rest of your expenses.

A commercial umbrella insurance policy (also known as "excess liability insurance") covers a wide range of liabilities, including:

  • Personal injury liability
  • Contractual liability
  • Vehicle liability, including aircraft & watercraft
  • Liquor law liability, and more

Business umbrella insurance also covers you in the case of excessive costs due to accident or theft on your commercial property.

While you hope to never experience a corporate lawsuit, a commercial umbrella insurance policy is your saving grace should a lawsuit happen. The experts at Dean & Draper will help you determine how much coverage you need at a price that's right for you.


Contact Us

To learn more about our Texas commercial umbrella insurance policies, please call 1 (888) 266-0444 or (713) 527-0444, or send your inquiry to