Today, mobile / manufactured homes are utilized in a variety of ways in Texas. Many people choose mobile homes as their primary place of residence, because they feel they are more affordable and energy-efficient. Some appreciate the mobility of a manufactured home. Others find mobile homes to a be great investment opportunity and purchase them for leasing purposes. Regardless of what category you fall under, your manufactured / mobile home insurance needs will vary. Dean & Draper will work together with you to ensure that you have proper coverage for your current situation.
Mobile / manufactured homes are constructed in factories that conform to U.S. Department of Housing & Urban Development (HUD) standards, making them arguably safer than traditional homes built on-site. As they are manufactured indoors, they are built more quickly than traditional site-built homes and offer the same types of custom design options for you to personalize your home. As such, manufactured homes are an ideal choice for many people throughout the state of Texas.
Mobilowners Insurance Policies
Most mobile homes in Texas are insured by a mobilowners policy. A mobilowners policy is an auto insurance
policy that covers mobile homes used as residences and is limited in its coverage. For example, some mobilowners policies pay for flood damage while others do not. Mobile homes in Texas may also be covered with specific types of homeowner's insurance
policies. Dean & Draper's insurance agents are here to help sort through the confusion and identify the ideal Texas mobile home insurance policy for you.
Mobile home owner insurance is recommended for both owners and renters, even if the occupant will only temporarily be living in the home. Most policies will cover damage from:
- Fire & explosions
- Theft & vandalism
- Windstorms, hail, & ice
- Burst pipes & more
Coverage can also apply to attachments to the home, including patios, decks, garages, and sheds. Depending on your policy, your Texas mobile home insurance can provide protection for specific valuables like jewelry, firearms, and other personal possessions. For additional coverage for your most expensive possessions, we also offer valuable articles insurance
at a modest add-on rate.
As your personal insurance company, Dean & Draper aims to make sure your Texas manufactured / mobile home insurance policy matches your specific needs to save you money and get you the best coverage available. Please call 1 (888) 266-0444 or (713) 527-0444, or fill out and submit the online form below to receive a quote on mobile home insurance in Houston, in Texas, and throughout the United States.