Homeowner's Insurance Policies

homeowners insuranceYour home is most likely the largest financial investment you've ever made. It's where you and your family come to at the end of a long day to rest, recharge, and be together. It's probably difficult to imagine what you'd do without your home. The experts at Dean & Draper Insurance Agency want to take away some of that worry.

Our Texas house insurance policies are designed to give you maximum coverage of your home, your personal possessions, your valuables, and most importantly, your family - all at an affordable price.

Homeowner's insurance protects your house & its contents during a number of unpredictable events, including:

  • Burglaries, vandalism, and other civil disturbances
  • Hurricanes, tornadoes, and other weather emergencies
  • Fires, injuries, and other accidents occurring on your property
  • Lawsuits related to any of the above
Unsure what type of coverage you need for your home and family? The insurance experts at Dean & Draper are here to help. For more information on our home insurance rates and policies in Houston, TX and beyond, please call 1 (888) 266-0444 or (713) 527-0444, or request a personal insurance consultation and assessment online.

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Homeowner's Insurance Policy Basics

Our Texas homeowner's insurance policies cover much more than just the structure of the house. Some of our policy features include:

Coverage for your Dwelling

Dwelling coverage protects your home's structure from loss caused by a covered peril, such as fire, hail, and lightening.  Dwelling coverage also includes an attached garage.

Personal Property

In addition to your dwelling, you are also covered for the loss of personal belongings inside your household. These items might include furniture, electronics, clothing, appliances, and other necessities. Dean & Draper can also provide a valuable articles endorsement to cover more expensive items not fully covered in a standard homeowner's insurance policy.

Loss of Use

Your Texas homeowner's insurance policy will also pay for temporary housing and meal expenses that may be required if you are forced to leave your home due to property damage.

Personal Liability

If a guest of your home suffers an injury or damage to their personal property while visiting your home, your homeowner's insurance policy will cover the costs. For additional coverage, Dean & Draper can recommend a personal umbrella insurance policy.

Medical Payments

Lastly, your homeowner's insurance policy will cover medical costs related to injury of any guests of your home while they are on the property.

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Dean & Draper Insurance Agency represents some of the best insurance companies in the country, and we can provide the best Home insurance coverage at a competitive price.  Please call 1 (888) 266-0444 or (713) 527-0444 to learn more about what our home policies provide, or just fill out and submit the online form below to receive a quote in Houston, TX and around the United States.

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