Your home is most likely the largest financial investment you've ever made. It's where you and your family come to at the end of a long day to rest, recharge, and be together. It's probably difficult to imagine what you'd do without your home. The experts at Dean & Draper Insurance Agency want to take away some of that worry.
Our Texas house insurance policies are designed to give you maximum coverage of your home, your personal possessions, your valuables, and most importantly, your family - all at an affordable price.
Homeowner's insurance protects your house & its contents during a number of unpredictable events, including:
- Burglaries, vandalism, and other civil disturbances
- Hurricanes, tornadoes, and other weather emergencies
- Fires, injuries, and other accidents occurring on your property
- Lawsuits related to any of the above
Unsure what type of coverage you need for your home and family? The insurance experts at Dean & Draper are here to help. For more information on our home insurance rates and policies in Houston,
TX and beyond, please call 1 (888) 266-0444 or (713) 527-0444, or request a
personal insurance consultation and assessment online.
Ready to get started?
Request an instant quote on Houston homeowner's insurance
Homeowner's Insurance Policy Basics
Our Texas homeowner's insurance policies cover much more than just the structure of the house. Some of our policy features include:
Your Dwelling
Dwelling coverage extends beyond your home to include additional structures like garages, decks, sheds, swimming pools, and more. The experts at Dean & Draper will make sure you know exactly what constitutes your dwelling, so you know exactly what is covered in your policy.
Personal Property
In addition to your dwelling, you are also covered for the loss of personal belongings inside your household. These items might include furniture, electronics, clothing, appliances, and other necessities. Dean & Draper can also provide a valuable articles endorsement to cover more expensive items not fully covered in a standard homeowner's insurance policy.
Loss of Use
Your Texas homeowner's insurance policy will also pay for temporary housing and meal expenses that may be required if you are forced to leave your home due to property damage.
Personal Liability
If a guest of your home suffers an injury or damage to their personal property while visiting your home, your homeowner's insurance policy will cover the costs. For additional coverage, Dean & Draper can recommend a personal umbrella insurance policy.
Medical Payments
Lastly, your homeowner's insurance policy will cover medical costs related to injury of any guests of your home while they are on the property.
