Dean & Draper http://www.deandraper.com/en/rss Dean & Draper RSS Feed. Dean & Draper http://www.deandraper.com/tresources/en/images/icons/tendenci34x15.gif http://www.deandraper.com Copyright 2008 Dean & Draper Tendenci Association Software by Schipul - The Web Marketing Company en-us noemail@deandraper.com Sun, 06 Jul 2008 02:09:27 GMT Articles http://www.deandraper.com/en/art/?6 Most Expensive Cars to Insure by David Gelles Tuesday, August 14, 2007provided by Eyeing that 2007 Mercedes S Class with all the trimmings? Be prepared to pay through the nose for it. And for the insurance. It should come as no surprise that the more expensive the car, the more it will cost to insure it. But just how expensive may come as a shock. For modest coverage ($500 deductibles on collision and comprehensive coverage, $100,000 each for personal and property coverage and $25,000 each for medical and uninsured coverage) on this years $135,400 Mercedes SL, owners will pay about $22,536 a year. For pricey cars like this, 20% of the base price is typical. But for those with low monthly payments on high-end cars, that could mean spending more on insurance than on the car itself. The cost of the vehicle is primary when setting the price of a policy, says David Wurster, president of Vincentric, a Detroit-based automotive data firm that studies car- insurance costs.... <br><br>20-Aug-07 4:00 PM Most Expensive Cars to Insure Most Expensive Cars to Insure by David Gelles Tuesday, August 14, 2007provided by Eyeing that 2007 Mercedes S Class with all the trimmings? Be prepared to pay through the nose for it. And for the insurance. It should come as no surprise that the more expensive the car, the more it will cost to insure it. But just how expensive may come as a shock. For modest coverage ($500 deductibles on collision and comprehensive coverage, $100,000 each for personal and property coverage and $25,000 each for medical and uninsured coverage) on this years $135,400 Mercedes SL, owners will pay about $22,536 a year. For pricey cars like this, 20% of the base price is typical. But for those with low monthly payments on high-end cars, that could mean spending more on insurance than on the car itself. The cost of the vehicle is primary when setting the price of a policy, says David Wurster, president of Vincentric, a Detroit-based automotive data firm that studies car- insurance costs.... http://www.deandraper.com/en/art/?6 Mon, 20 Aug 2007 21:00:00 GMT Articles http://www.deandraper.com/en/art/?3 Morningstar.com What You Need to Know about Health Savings Accounts Thursday July 26, 7:00 am ET By Sue Stevens, CFA, CFP, CPA Health Savings Accounts are becoming more popular. More companies are offering this type of plan to their employees, and there is a lot of confusion about what these plans are and if they are appropriate for a given situation. Ill discuss the basics of HSAs and help you determine if one is right for you. What Is an HSA? Health Savings Accounts were created by a provision in the Medicare Prescription Drug Improvement and Modernization Act and signed into law in December 2003. The purpose was to provide a way for Americans to prepare for future medical costs and lower their health insurance premiums by switching to higher-deductible medical plans. In 2007, individuals can contribute to an HSA up to the lesser of their deductible or $2,850. (Families can contribute $5,650.) If youre over age 55, you can also make a catch-up contribution of $800 in 2007 (with... <br><br>26-Jul-07 3:00 PM What You Need to Know about Health Savings Accounts Morningstar.com What You Need to Know about Health Savings Accounts Thursday July 26, 7:00 am ET By Sue Stevens, CFA, CFP, CPA Health Savings Accounts are becoming more popular. More companies are offering this type of plan to their employees, and there is a lot of confusion about what these plans are and if they are appropriate for a given situation. Ill discuss the basics of HSAs and help you determine if one is right for you. What Is an HSA? Health Savings Accounts were created by a provision in the Medicare Prescription Drug Improvement and Modernization Act and signed into law in December 2003. The purpose was to provide a way for Americans to prepare for future medical costs and lower their health insurance premiums by switching to higher-deductible medical plans. In 2007, individuals can contribute to an HSA up to the lesser of their deductible or $2,850. (Families can contribute $5,650.) If youre over age 55, you can also make a catch-up contribution of $800 in 2007 (with... http://www.deandraper.com/en/art/?3 Thu, 26 Jul 2007 20:00:00 GMT Articles http://www.deandraper.com/en/art/?4 Investors Business Daily Flood Insurance Can Avoid Washout Friday July 6, 7:00 pm ET Donald Jay Korn Hurricane season is here. And the worst may be yet to come. The season stretches through October -- and 77% of the storms strike after July, the National Hurricane Center says. This year, the National Oceanic and Atmospheric Administration predicts 13 to 17 named Atlantic storms. Seven to 10 should become hurricanes. An average season sees 11 named storms. And active storm seasons can be costly. Total claims paid by the National Flood Insurance Program during the 2004 and 2005 hurricane seasons totaled nearly $18 billion, said David Maurstad, director of mitigation and federal insurance administrator for the program. Katrina accounts for 87% of the total, which was $3 billion more than the NFIP paid after the program began in 1978. You dont have to live in hurricane territory to be concerned. Floods occur in all 50 states. Texas and parts of the central and southern U.S. have already... <br><br>26-Jul-07 3:00 PM Flood Insurance Can Avoid Washout Investors Business Daily Flood Insurance Can Avoid Washout Friday July 6, 7:00 pm ET Donald Jay Korn Hurricane season is here. And the worst may be yet to come. The season stretches through October -- and 77% of the storms strike after July, the National Hurricane Center says. This year, the National Oceanic and Atmospheric Administration predicts 13 to 17 named Atlantic storms. Seven to 10 should become hurricanes. An average season sees 11 named storms. And active storm seasons can be costly. Total claims paid by the National Flood Insurance Program during the 2004 and 2005 hurricane seasons totaled nearly $18 billion, said David Maurstad, director of mitigation and federal insurance administrator for the program. Katrina accounts for 87% of the total, which was $3 billion more than the NFIP paid after the program began in 1978. You dont have to live in hurricane territory to be concerned. Floods occur in all 50 states. Texas and parts of the central and southern U.S. have already... http://www.deandraper.com/en/art/?4 Thu, 26 Jul 2007 20:00:00 GMT