Commercial general liability insurance is a must-have for any Texas business. When you're managing employees, clients, suppliers, investors, merchandise, and more, the possibility of accidents, injuries, and lawsuits is unavoidably ever-present. Even smaller companies are at risk of such incidents.
Regardless of the size of your business, you should remain aware of the financial perils you expose yourself to if you choose to not buy professional liability insurance for your company. The commercial insurance experts at Dean & Draper will make sure you understand all the risks and will help you identify the right policy for you and your Texas business.
Coverage Included with Business General Liability Insurance
In short, commercial general liability insurance coverage protects your Texas business against the cost of bodily injuries or property damage caused by conditions at your building, operations in progress, and completed operations. In addition, it covers costs related to advertising injury (e.g. slander). Dean & Draper will analyze your company's perceived risk as well as any previous legal history you may have in order to determine how much general liability coverage is appropriate for you. If your risk is high, we may discuss with you additional coverage in the form of a commercial umbrella insurance policy.
Even if your organization, corporation, or LLC's perceived risk is low, you would be wise to purchase a professional general liability insurance plan to protect your assets in case of an accident on your property's premises. Should someone slip in your office because of a pipe leak, for example, you could suffer expensive court and medical fees without the proper coverage.
Get Started on a Commercial General Liability Insurance Policy Today
Dean & Draper Insurance Agency represents some of the best insurance companies in the country, and we can provide the best commercial general liability program that will fit your company's needs at a competitive price. Dean & Draper also offers product liability policies to cover any product defects. Please call 1 (888) 266-0444 or (713) 527-0444 to learn more about what our commercial policies provide, or just fill out and submit the online form below to receive a quote for your business in Houston, TX and around the United States.